Referral Agent Program

Your license is a dormant asset. Put it back to work.

You paid for the pre-license course, the exam, the fingerprints, the appointments. Right now it earns nothing. Refer a client to an experienced producer on our team — they sell and service, you get a transparent commission split paid on schedule. Same license, no dials, no quotas. The reactivation door is open.

License lapsed or not licensed yet? Start here →

How it works

Four steps. That's the whole thing.

Step 1

Apply in 5 minutes

Verify your license, e-sign a written split agreement, and get portal access.

Step 2

Submit referrals in your portal

Send a client in under a minute — no scripts, no CRM to learn, no quotas.

Step 3

We match to a producer

Each client is routed to a producing agent by product, language, and location.

Step 4

Track and get paid

See every status in your dashboard and receive your split on the payout schedule.

Live status

Watch every referral move from submitted to paid.

You see the same pipeline our producers do — every status change, every policy event, every commission. Transparent by design.

SAMPLE DATA
Referral · Torres, D.
Case #48291
  1. Submitted
  2. Matched
  3. 3
    Quoted
    In progress — quote sent
  4. 4
    Issued
  5. 5
    Paid
You see every step, live
What you get

A working license, without the workload.

No quotas. No selling. No servicing.

You refer. Our producers handle the sale, the underwriting, and the client relationship.

Full dashboard transparency

Every referral, status change, policy issued, and commission event is visible to you.

Written split agreements

Splits are documented per state rules and paid via 1099 on a predictable schedule.

Reactivate anytime

Ready to produce again? Move onto the agent plan and take your listing with you.

Free verified Network listing

Referral Agents get a verified profile on the Life Agent Network at no cost.

1099 payouts

Clean tax reporting. Your split, your records, your accountant's job made simple.

Eligibility
For licensed insurance professionals only. Commission splits are available exclusively to appropriately licensed agents; percentages and requirements vary by state.
P&C and Medicare practices

No life department? Route your book's life needs to our producers.

Run a P&C agency or Medicare practice with no life department? Route your book's life needs to our producers and split — legally and transparently.

Apply

Start referring in about 5 minutes.

Submit your license details below. We verify, send your written split agreement, and provision your portal within one business day.

FAQ

Common questions from referring agents.

Apply to refer