Your clients already need this. Partner without the legal landmines.
At the closing table, in tax season, during estate planning, at a funeral pre-need — life insurance is already in the conversation. The question is whether you send those clients to a stranger or into a system you trust. Three tracks, one rulebook: commissions only where licenses allow, cost shares where they don’t, pure education where nothing changes hands.
Licensed → Referral splits
Commission-split Referral Agent Program for appropriately licensed professionals.
Unlicensed → 50/50 co-marketing
Cost-shared marketing campaigns. No commission sharing — ever.
Community → Co-branded education
Co-branded education and events. No compensation exchanged.
Pick your profession. See the exchange.
Every card shows its partnership track. Hover or tap to see the value exchange.
CPAs & tax pros
Refer clients with life needs; earn a documented split.
Mortgage brokers
Route mortgage-protection life needs; commission split.
Realtors
Co-branded homebuyer education and co-marketed campaigns.
Estate & divorce attorneys
Refer clients needing life coverage; documented split.
Funeral homes
Co-branded final-expense education; 50/50 cost-share.
HR & benefits consultants
Voluntary benefits referrals; state-permitted splits.
Immigration & community orgs
Co-branded, translated education for underserved markets.
P&C agencies
Route life needs from your book; commission split.
Medicare agents
Refer under-65 life prospects; documented split.
Three steps. Clean books on both sides.
Pick a campaign
Choose from proven co-marketed plays: seminars, lead magnets, email/SMS drips, or paid social.
Split the cost 50/50
Each side pays its own half of ad spend and production. No commission sharing, ever.
We build and track
We produce the co-branded funnel and report ROI transparently to both sides.
Tell us about your practice.
Pick your profession and we'll route you to the right track — licensed splits, cost-shared co-marketing, or community education.