Financial Services Disclosure
Last updated: [date pending]. This page is a working outline maintained by LifeAgentOS.ai.
Not a Credit Repair Organization
LifeAgentOS.ai is not a credit repair organization (CRO) as defined under the Credit Repair Organizations Act or comparable state laws. We do not perform credit repair services and do not charge for credit-related referrals.
ATTORNEY TEXT PENDING.
Educational Purpose
Resources published under Credit & Capital and related pages are educational and reflect the founder's personal experience. They are not legal, tax, accounting, or financial advice, and should not be relied upon as such.
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Third-Party Referrals
Where we mention or introduce independent professionals — including credit, funding, legal, and accounting providers — those parties are independent of LifeAgentOS.ai. Their services are governed by their own agreements, pricing, and disclosures.
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Funding Compensation
We may receive a referral fee from a funding partner only if and after you receive funding through an introduction we made. Referral fees are paid by the funding partner and do not increase your cost. Credit repair referrals are always at no charge and pay us nothing.
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No Guarantees
Outcomes described in case studies, testimonials, and educational content are not typical and are not guaranteed. Individual results depend on factors outside our control, including your credit profile, financial situation, market conditions, and effort.
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Leverage & Borrowing Risks
Borrowing money — including through business or personal credit — involves risk. Debt must be repaid regardless of business outcomes and may be secured by personal guarantees or collateral. You are solely responsible for evaluating whether any financing product is appropriate for your circumstances.
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